Fixed-Rate Mortgage

With a fixed–rate mortgage, you'll always know what your monthly principal and interest payments will be. You can also lower your monthly payments by spreading them out over a long period of time.

Adjustable-Rate Mortgage

ARMs offer lower early payments than a fixed–rate mortgage. They may also give you the opportunity to take advantage of lower rates in the future. If you're planning on owning your home for a short period of time, an ARM may be a good option.

Jumbo Mortgage

Jumbo Mortgage loan amounts are available from $417,000 to $2 million (or more depending on your property location)

FHA Mortgage

FHA mortgages include a down payment as low as 3.5% and flexibility, if you have "less than perfect" credit.

Home Affordable Refinance Program (HARP)

Created by the federal government, HARP makes it easier for eligible homeowners to refinance their homes to a lower mortgage rate. It’s unique because you can refinance even if you owe more than your home is worth. You may not need to provide as much documentation, and the approval time may be faster than a traditional refinance.

Veterans Affairs

VA loans have little or no down payment requirements, no monthly mortgage insurance and provide up to 100% financing.

Conforming Loan

A conforming loan meets certain guidelines as set forth by Fannie Mae and Freddie Mac. The best-known of these guidelines is the size of the loan; in most counties in the United States, the current maximum size of a conforming loan is $417,000, though super-conforming loans with higher price limits are available in more expensive counties.